Navigating Social Security Disability Insurance (SSDI) can be confusing, especially when misconceptions and myths about Social Security abound. Is SSDI worth it? Keep reading to learn more. We’ll debunk common disability misconceptions surrounding SSDI and clarify what you need to know to make an informed decision. What Are Common Disability Misconceptions and Myths? Let’s clear up several disability myths...
Continue ReadingIf you are disabled and living off Supplemental Security Disability Income (SSDI) benefits, your fixed income could present unique challenges regarding where you live. Individual states assess these benefits differently, so your monthly payments might go farther in some states than others. According to the U.S. News and World Report, Missouri and Arkansas are in the top 10 lowest...
Continue ReadingIn December of 2021, over 9 million people received Social Security Disability (SSD) benefits from the Social Security Administration (SSA). As you can see, the SSD system is extensive, and sometimes large entities issue improper payments. Improper payment from the SSA can include a Social Security overpayment. If you have received an SSD overpayment, What happens if you don’t...
Continue ReadingOne of the primary concerns of disability applicants is whether they have to stop working to apply for disability. The worry is that, if it appears the applicant is still able to work, disability may be denied. Although your ability to work is a factor that will be considered, applicants are usually not required to stop working completely, to...
Continue ReadingSometimes you find yourself suffering an injury, illness, or disability that is beyond your control and limits your ability to work. If you find yourself in this situation, you have options for support, including Social Security disability income (SSDI) payments. Not every disabled individual receives payments for Social Security disability in Oklahoma, but do not give up if you...
Continue ReadingNo matter the circumstances, losing a spouse can be devastating, both financially and emotionally. However, matters can feel especially challenging when the surviving spouse also has a disability and relied on the income of their spouse as a result. In these scenarios, you may be entitled to disabled widow benefits to help you move forward in the aftermath of...
Continue ReadingWhile there are a variety of health conditions that easily qualify for Social Security Disability benefits, there are others that may be more challenging to get approved. When a loved one dies with a disability, the family may be able to receive death benefits. However, there are various eligibility requirements that must be met.An uncommon issue that arises is...
Continue ReadingIf you have a debilitating disability that prevents you from working, you might ask, Do I qualify for disability payments? Qualifying for Social Security disability can be a difficult and confusing process. Social Security benefits are taxpayer-funded, and the government requires that applicants provide an extensive amount of paperwork before providing the disability benefit. Even when individuals qualify for...
Continue ReadingAlthough anyone can apply for social security benefits, not everyone is approved. The disability claim process is more rigorous and complex than you may think. The SSA approves only one-third of initial applications. There are generally five to six steps to the SSA application process, depending on whether you appeal. Having an attorney guide you through is critical. Step...
Continue ReadingFor those who are disabled and have little income, Supplemental Security Income (SSI) provides a lifeline to cover basic needs. But this monthly benefit may not last forever. If you receive SSI, you should know that Social Security Administration (SSA) regulations require the agency to periodically conduct a continuing disability review (CDR) to determine if you still have a...
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